Automobile Insurance Fraud
Tell a Fib, Go to Jail.
Yolo County District Attorney Jeff W. Reisig believes that every effort should be made to identify, investigate, and prosecute those persons who commit Automobile Insurance Fraud.
The impact on every household is felt, through higher premiums. The difference can mean a family having or not having the State mandated insurance to drive a motor vehicle. The act of committing insurance fraud unfairly impacts the insurance companies, and unjustly enriches the thieves that perpetrate these crimes.
According to the National Insurance Crime Bureau, approximately ten percent or more of the property casualty insurance claims are fraudulent. These claims result in an additional $300 in premium paid by the consumer for each household. Insurance Fraud is second highest white collar crime committed in the United States. Persons committing these crimes could be your neighbor, doctor, auto body shop, or Attorney.
Anyone who has a vested interest in the outcome of an insurance claim, can commit insurance fraud.
Claimants - Run into problems with the law when they ask for greater benefits than they are entitled. This includes misrepresenting the extent of loss or the circumstances surrounding the loss that could effect the extent of coverage.
Providers - Medical, Legal, or Service providers run into problems for billing for services never rendered, exaggerating the services provided, or back dating receipts for goods and services provided with the intent to file a false insurance claim.
Insurance Companies are required by law to refer to the California Department of Insurance, all claims they suspect may be fraudulent. The Yolo County District Attorney’s Office then receives referrals from the Department Insurance for investigation and criminal prosecution when appropriate.
Examples - Typical fraud referrals involve the reporting of a vehicle being stolen when it wasn’t, with intent of causing a total loss and thereby getting out from underneath a loan payment that the owner can no longer afford. Or to surgically strip the vehicle, claim the loss of tires, rims, seats, and or stereos, file a theft claim, with intent to be compensated for a loss that never occurred.
Who should you call? When referring a concern to the District Attorney’s Office, you can call:
Lt. Dan Stroski at 530/ 666-8380
Citizens may remain anonymous, but keep in mind, the investigation process is more expeditious when we can verify the reliability of the person making the complaint and how it is they know what they know.
301 Second Street | Woodland, CA 95695 | 530/ 666-8380 Phone | 530/ 666-8423 Fax